You saw a shirt for $97.

You didn't have the cash, so you borrowed $50 from your mom and $50 from your dad

$50 + $50 = 100.

You bought the shirt, and had $3 change.

You gave your dad $1 and your mom $1 and kept the other $1 for yourself. Now you owe your mom $49 and your dad $49.

$49+$49=98+Your $1=$99.

Where is the missing $1?

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